Beal Bank is a Texas-based bank that was founded in 1988 by Texas banker and entrepreneur Andy Beal. With headquarters in Plano, Texas (just north of Dallas), Beal Bank has a total of six deposit branches spread throughout Texas (Dallas, Houston) and California (Los Angeles, Orange County, and San Francisco).

Beal Bank has capital of more than $700 million and assets of $1.8 billion as of September 30, 2006, and is a subsidiary of Beal Financial Corporation (capital in excess of $2.3 billion and assets in excess of $3.9 billion as of September 30, 2006). Affiliate companies include Beal Bank Nevada, CSG Investments, Inc., Loan Acquisition Corporation, and Beal Mortgage Services.

Beal Bank has a reputation as a strongly capitalized financial institution. Beal Bank is a member of the FDIC and is an Equal Housing Lender. As a wholesale bank, Beal Bank offers FDIC-insured term deposit accounts through certificates of deposit (CDs), money market accounts, and other products. Beal Bank does not offer such retail banking services as consumer loans and checking accounts.

Through affiliates CSG Investments, Inc., Loan Acquisition Corporation, and Beal Mortgage Services, Beal Bank is active in commercial real estate acquisition and development; individual loan and loan portfolio acquisition; and financing and funding loans and participations in loans secured by tangible assets in such industries as real estate; gaming and lodging; energy, power and gas; manufacturing; timber; and transportation and distribution.